Guaranty Trust Bank Ltd (GTBank), the flagship banking arm of GTCO Plc and Africa’s premier financial services group, has announced the launch of the innovative Quick Airtime Loan. This new digital solution provides customers with instant access to airtime when they run out of call credit and have limited funds in their bank accounts, ensuring they stay connected when it matters most.
In today’s always-on environment, running out of airtime can be more than a minor inconvenience. It may lead to missed opportunities, disrupted plans, and lost connections — often precisely when funds are tight and options are limited. The Quick Airtime Loan was developed to address this issue, offering customers immediate credit to purchase airtime directly from their bank. Eligible GTBank customers can access amounts starting from ₦100 up to ₦10,000 by dialling *737*90#. The service is currently available across all major mobile networks in Nigeria and will soon expand to include data loans, further strengthening its role as a reliable on-demand platform.
For years, the airtime credit market has been dominated by telecommunications companies, with charges around 15%. GTBank is now reshaping this landscape by offering a customer-focused, bank-led digital alternative at a competitive rate of 2.95%. Built on principles of transparency, convenience, and affordability, the Quick Airtime Loan aims to broaden access to airtime, deliver meaningful cost savings for millions of Nigerians, and redefine how financial services are embedded in everyday life.
Commenting on the product launch, Miriam Olusanya, Managing Director of Guaranty Trust Bank Ltd, said: “Quick Airtime Loan reflects GTBank’s continued focus on delivering digital solutions that are relevant, accessible, and built around real customer needs. The solution underscores the power of a connected financial ecosystem, combining GTBank’s digital reach and lending expertise with the capabilities of HabariPay to deliver a smooth, end-to-end experience. By leveraging unique strengths across the Group, we are able to accelerate innovation, strengthen execution, and deliver a more integrated customer experience across all our service channels.”
The launch of Quick Airtime Loan also signifies GTCO’s evolution into a fully diversified financial services group. Using HabariPay’s Squad, the solution reinforces the Group’s ecosystem approach by integrating banking, payment technology, and digital channels to provide intuitive, all-in-one experiences for customers.
With this new offering, Guaranty Trust Bank continues its legacy of pioneering digital-first solutions that have transformed customer access to financial services. Building on the success of its widely used QuickCredit offering and the convenience of the *737# USSD banking platform, the bank reaffirms its commitment to innovative financial solutions.
